405 4th St Cloquet, MN 55720

**Seller offering a 2/1 buydown through preferred lender — enjoy payments based on 3.99% the first year and 4.99% the second! Save thousands up front — making homeownership more affordable from day one.**Classic Cloquet Charm on a Spacious Corner Lot! Discover the perfect blend of character and convenience in this inviting 3-bedroom, 1-bath home nestled in the heart of Cloquet, MN. Situated on a generous .29-acre corner lot, this property offers incredible space both inside and out—ideal for anyone seeking a move-in ready opportunity that also has posibilities to make it your own. Inside You'll Find: 3 bedrooms on the main floor – perfect for single-level living, Spacious eat-in kitchen with room for meals and entertaining. Bright sunroom – enjoy your morning coffee or create a cozy reading nook. Walk-up attic with endless possibilities: extra storage, craft room, home office, or potential non-conforming bedroom. Updated electrical panel and pre-inspected for your peace of mind. Classic details and solid bones throughout with hardwood floors hiding under the carpet. Outdoor Features: Large corner lot with plenty of room for activities and pets! Detached 2-car garage with asphalt driveway for easy maintenance. Mature landscaping and space to garden, play, or entertain. Why You'll Love This Location: Convenient Cloquet location close to schools, parks, shopping, and dining, Easy access to Highway 33 and I-35 for commuting to Duluth or the Twin Cities, friendly neighborhood with small-town charm. This affordable Cloquet home has been thoughtfully maintained and is ready for its next chapter. Whether you're looking for a starter home, investment property, or a place to grow, 405 4th St checks all the boxes.